Are you confident in your financial future? HBA member Nate Baumann walks us through the important parts of a solid financial plan.Discussion includes: · Common financial planning mistakes · Retirement savings plans--benefits and drawbacks of various plans, both workplace plans and personal plans · Saving/investment outside of retirement savings--how much to save, diversification, savings/investment options · The role of life insurance · Financial Planning for your small business—saving vs.
On April 3rd, Kurt Wassink of HR Solutions West Michigan presented a webinar that covered HR-related alternatives and requirements – including LLCs and 1099 contracts – under the Families First Coronavirus Response Act, with updates on the employee portions of the CARES Act for Unemployment. He also covered the Emergency Family Medical Leave Expansion Act. HBA members have access to a virtual “toolbox” of necessary HR-related documentation that your company can use. Please note that companies with under 50
Covid 19 Safety Plan (Word Document)Covid 19 Safety Plan (PDF) Please note: to comply with EO 2020-70, update your plan to include the following: Designate a site-specific supervisor to monitor and oversee the implementation of COVID-19 control strategies. The supervisor must remain on-site at all times during activities. An on-site worker may be designated to perform the supervisory role. Identify choke points and high-risk areas where workers must stand near one another (such as hallways, hoists and
Ice Dams An ice dam is a hump of ice that forms at the edge of a roof under certain wintertime conditions. An ice dam can damage both your roof and the inside of you home. It will put gutters and downspouts at risk too. There are several things you can do to avoid getting an ice dam or to reduce the risk of damage after one has formed, but there’s really only one cure: a combination of better sealing, insulation, and venting in the attic and eaves. Weatherization contractors are professionals who can
Your Dream Home Does Not Exist…Yet! By David Kuiper - MBA, CMA, CMPS Congratulations! You’ve made the decision to build your new home, located where it will be, selected your builder and finalized your new home plans…but wait a minute! How are you going to pay for it?! While sometimes a last-minute thought, a new construction loan is an essential tool for building your new home. New construction financing differs from a traditional mortgage loan in that something that does not yet exist needs to be